Does consolidating your credit cards hurt your credit


23-Sep-2020 07:42

You may assume the credit standing implications of debt consolidation to be minimal since the process basically entails rearranging debt into a single balance, rather than paying it off, but it does have the potential to affect the way in which financial institutions and other decision makers view your credit worthiness.

The short-term impact can be either positive or negative, but either way the change will be minimal.

When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.Theoretically, this can enable you to pay down what you owe faster and avoid missing payments.



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